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Certificates of Deposit

Earn big with smart, and simple savings. Elevate your savings game.

  • Minimum $1,000 opening deposit†

  • Variety of maturity dates including 12-month and 60-month terms†

  • Funds are insured up to $250,000 by NCUA

We are directing you to Alliant Credit Union to complete your application. Happy Money will not be your host and is not responsible for content provided. You will be subject to Alliant Credit Union's Privacy Policy and Terms & Conditions.

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What is a Certificate of Deposit?

A certificate of deposit is a type of savings account offered by financial institutions. You generally agree to keep your money in the account without taking a withdrawal for a specified length of time. Withdrawing money early means paying a penalty. Lock in your money as these rates will not last. Plus, your funds are insured up to at least $250,000 for additional peace of mind.

Here's why Alliant’s
certificates stand out

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    Exceptional 5.25% APY†

    Alliant certificates offer a 5.25% Annual Percentage Yield* (APY), putting you way ahead of the national average savings rate.

  • Dollar Sign Icon

    $1,000 to open†

    You can get started with just $1,000 as your initial deposit and there is no maximum amount.*

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    A range of terms

    Choose from a range of terms and maturity dates that fit your savings goals including 12-month certificates.



6-month certificate


12-month certificate


18-month certificate


Ready to elevate your savings game?

Open an account now

Happy Money and Alliant Credit Union team up to bring you a happier way to increase your savings.

Learn about Alliant certificates