Trust & Security
Your trust is the most important thing to us. We take significant care to keep your data safe by using the highest possible industry standards for security and privacy.
Happy Money uses the industry-leading McAfee Secure which means our site is tested and certified daily to help protect you from identity theft, viruses, spyware and other online threats.
Outside Expert Certification
Happy Money maintains state of the art security practices and is certified by McAfee. We hire the best security experts to conduct periodic security reviews and vulnerability assessments.
Secure Data Encryption
We store all sensitive financial data, such as Social Security numbers and bank account numbers, in a highly secure environment using 256-bit encryption.
We have strict password strength requirements and have instituted secure steps by which you can regain access to your account should you forget your password. Your password is not known to any employee or third party with whom we may partner, and we will never ask for your password as a means of identifying yourself over the phone or email. You should never share your password with anyone, and if you ever receive an email appearing to come from Payoff that asks for your password, you should immediately report this email@example.com.
We employ session time-outs to protect your account. This feature reduces the risk of unauthorized people being able to access your account if you leave your computer unattended. You will be logged out of the site automatically after a period of inactivity.