HM Logo
HM Logo Mark

You only get happier from here

Personal loans with your best interests at heart.

Checking your rate is free and won’t impact your credit score*

Simple & transparent

Simple & transparent lending process

Focused on your happiness

Built with your happiness in mind

Community-based partners

Funded by community- focused lending partners

Money doesn’t buy happiness.

But with us, money can be a tool for happiness.

We believe that personal loans

can help you accomplish your goals.

It’s not lending at any cost.

It’s lending made happier.

Learn about Happy Money
Number 1 Customer Centric Company in Finance
Number 1 Customer Centric Company in Finance Mobile
Forbes Logo

Happy Money has been FEATURED BY

wing stars background
wing stars mobile background leftwing stars mobile background right

payoff-loan-subtitle

Pay off credit card debt and fund your happiness

Personal loans between $5,000-$40,000.
Rates as low as 8.95% APR.‡

Check my rate

Checking your rate is free and won’t impact your credit score*

The Best Person Loans for Debt Consolidation
checkmark

Make one simple monthly payment

checkmark

Apply in 2 minutes or less

checkmark

Save money on interest

"Happy Money really helped me feel better about myself because I was one step closer to being debt-free. Now, I’ve made a promise to never be in debt again and to be wiser with my money. Savings, here I come!"

Kristy K.

Happy Money Member

Happy Money Member, Kristy k.

Go debt-free your way

Check my rate

$6 billion+

towards happier futures

300,000+

members

Let’s fund your happy

Personal loans to help you reach your goals.

Check my rate