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You only get happier from here

Personal loans with your best interests at heart.

Checking your rate is free and won’t impact your credit score*

Simple & transparent

Simple & transparent lending process

Focused on your happiness

Built with your happiness in mind

Community-based partners

Funded by community- focused lending partners

Money doesn’t buy happiness.

But with us, money can be a tool for happiness.

We believe that personal loans

can help you accomplish your goals.

It’s not lending at any cost.

It’s lending made happier.

Learn about Happy Money
Number 1 Customer Centric Company in Finance
Number 1 Customer Centric Company in Finance Mobile
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Happy Money has been FEATURED BY

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Pay off credit card debt and fund your happiness

Personal loans between $5,000-$40,000.

Rates as low as 8.99% APR.‡

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Checking your rate is free and won’t impact your credit score*

Best Personal Loans Of February 2022

BY

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Make one simple monthly payment

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Apply in 2 minutes or less

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Save money on interest

"Happy Money really helped me feel better about myself because I was one step closer to being debt-free. Now, I’ve made a promise to never be in debt again and to be wiser with my money. Savings, here I come!"

Kristy K.

Happy Money Member

Happy Money Member, Kristy k.

Go debt-free your way

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$5.2 billion+

towards happier futures

285,000+

members

Let’s fund your happy

Personal loans to help you reach your goals.

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