Simple & transparent lending process
Built with your happiness in mind
Funded by community- focused lending partners
Money doesn’t buy happiness.
But with us, money can be a tool for happiness.
We believe that personal loans
can help you accomplish your goals.
It’s not lending at any cost.
It’s lending made happier.
Pay off credit card debt and fund your happiness
Personal loans between $5,000-$40,000.
Rates as low as 12.45% APR.‡
Checking your rate is free and won’t impact your credit score*
Make one simple monthly payment
Apply in 2 minutes or less
Save money on interest
Happy Money Member
Go debt-free your wayCheck my rate
towards happier futures