You only get happier from here.

Credit cards are Sad Money, designed to keep you on the endless treadmill of debt and minimum monthly payments.

We help you break up with your credit cards and leave Sad Money behind, so you can focus on your future!

Credit Cards make interest work against you. Saved money makes interest work for you.

We'll give you a goal focused savings account to help you stay broken up with your credit cards.

We're here to help you go from borrower
to saver

And we know you'll be happier for it.

Changingreallives.

Happy Money is on a mission to help people leave the world of sad money by paying off their credit cards.

$1 billion+

In debt paid off

70,000+

Members