Simple & transparent
Focused on your happiness
We believe that personal loans can help you accomplish your goals.
Money doesn’t buy happiness.
But with us, money can be a tool for happiness.
It’s not lending at any cost.
It’s lending made happier.
The Payoff loan
Pay off credit card debt and fund your happiness
Personal loans between $5,000-$40,000.
Rates start at 5.99% APR.‡
Checking your rate is free and won’t impact your credit score*
Make one simple monthly payment
Fast and easy application
Saves you time and money on interest
Lending made happier
Learn about how the Payoff Loan process works.Learn More
Happy Money Member
Go debt-free your wayCheck my rate
towards happier futures
Let’s fund your happy
Personal loans to help you reach your goals.Check my rate