HM Logo
HM Logo Mark

Q&A with Jessika

January 11, 2023


Welcome to Member Money Moments – a Q&A series sharing the wisdom, struggles, success, and goals of our Happy Money Members as they navigate their journey to financial freedom.

Financial Wellness

How does money and or debt affect your mental health?

😔 Negatively

What do you find is the most difficult challenge you face when it comes to money?

💰Saving Money
🤓 General financial knowledge

FinEd 101

What do you wish you knew about money growing up?

That personal loans even existed.

What topics would you most like to learn about when it comes to money?

💰 How to save + achieve financial freedom
😊 Healthy budgeting techniques
🧘 Tools to assist with financial wellness & money

What is one piece of advice you would give to others on their personal finance journey?

Credit card debt is the worst, and there are so many more options to manage it.

What’s your first financial goal when you become debt free?

🏡 Credit score up, so I can get the best possible loan when I purchase a home.

In what way did Happy Money assist you in your personal finance journey?

In college I racked up my credit cards to a point where I was paying 200-500 dollars a month and would barley see any dent in my balance. My interest was so high it felt like I would never pay off my credit. When I realized personal loans existed for that very reason, The Payoff Loan made it super clear and simple. I got my loan from Happy Money last year and have been credit card debt free and almost finished paying off my loan! Super happy with my finances and have told so many people how seamless and the best decision I've made has been!