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HM Logo Mark

Q&A with Liz R.

February 8, 2023


Welcome to Member Money Moments – a Q&A series sharing the wisdom, struggles, success, and goals of our Happy Money Members as they navigate their journey to financial freedom.

Financial Wellness

How does money and or debt affect your mental health?

😟 Negatively

What do you find is the most difficult challenge you face when it comes to money?

✍️ Creating A Budget
💳 Managing my debt

FinEd 101

What do you wish you knew about money growing up?

That you don't automatically have credit at a certain age or stage in life. I fortunately had parents who helped build credit for me before I knew I needed good credit, but I have friends who unfortunately did not have that head start and had trouble accessing loans and making large purchases.

What topics would you most like to learn about when it comes to money?

💰 How to save + achieve financial freedom
😊 Healthy budgeting techniques

What is one piece of advice you would give to others on their personal finance journey?

Reach out for help if you're in a bad spot. You can probably get out by yourself, but if you put aside how you think others will judge you and accept the help available, you'll be so much closer to your goals and be surprised how much support you could have!

What’s your first financial goal when you become debt free?

To start investing in real estate and the stock market to use our money to grow our wealth.

In what way did Happy Money assist you in your personal finance journey?

Consolidating my debt helped me see the full picture of my finances and see a light at the end of the tunnel to a better financial future.