Lending Partners
Happier together with Happy Money.
Our lending partners help us bring our mission of delivering happier financial products to life.
Let's talk$4.3B+
in credit card debt paid off with lending partners’ capital
Over
236,000
members since inception
Partner Benefits
Work with a strategic partner
As an established fintech, Happy Money is a strategic innovation partner for mission-aligned financial institutions.
- 5 years of long-standing partnerships with financial institutions carrying over $75B in assets
- Commitment to Credit Unions and our shared mission to make banking better
- Exclusive access to an innovative digital transformation partner
Grow your loan portfolio
Powered by technology, our digitally-native approach acts as a turnkey acquisition channel and game-changing consumer brand for your institution.
- Differentiated member demographic
- Access to diversified marketing channels with a fixed acquisition cost
- Partnership with a fun & fresh consumer lifestyle brand
Optimize your balance sheet
Happy Money brings you portfolio diversification, increased profitability, and opportunities to grow and build positive futures.
- Partners have seen up to a 15% increase in profitability through a 5% balance sheet allocation
- High yield, short duration loans with an emphasis on resiliency
- Nationwide originations
What our partners are saying
Key Lending Partners