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Lending Partners

Happier together with Happy Money.

We work with Lending Partners to bring our mission of delivering affordable, accessible financial products and services to life.

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Press Coverage

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Happy Money has helped over

300,000 members

since its inception – working with customer-focused Lending Partners to fund over

$6 billion

in personal loans

Partner Benefits

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Work with a strategic partner

As an established fintech, Happy Money is a strategic innovation partner for mission-aligned financial institutions.

  • Over 5 years of long-standing partnerships with financial institutions carrying over $90B in assets
  • Commitment to our community-focused partners and our shared mission to make banking better
  • Exclusive access to an innovative digital transformation partner
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Grow your loan portfolio

Powered by technology, our digitally-native approach acts as a turnkey acquisition channel and game-changing consumer brand for your institution.

  • Differentiated member demographic
  • Access to diversified marketing channels with a fixed acquisition cost
  • Partnership with a fun & fresh consumer lifestyle brand
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Optimize your balance sheet

Happy Money helps bring you portfolio diversification, increased profitability, and opportunities to grow and build positive futures.

  • Partners have seen up to a 15% increase in profitability through a 5% balance sheet allocation
  • High yield, short duration loans with an emphasis on resiliency
  • Nationwide originations

What our partners are saying

Key Lending Partners

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Partner with Happy Money

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