Happier together with Happy Money.
Our lending partners help us bring our mission of delivering happier financial products to life.Let's talk
in credit card debt paid off with lending partners’ capital
members since inception
Work with a strategic partner
As an established fintech, Happy Money is a strategic innovation partner for mission-aligned financial institutions.
- 5 years of long-standing partnerships with financial institutions carrying over $75B in assets
- Commitment to Credit Unions and our shared mission to make banking better
- Exclusive access to an innovative digital transformation partner
Grow your loan portfolio
Powered by technology, our digitally-native approach acts as a turnkey acquisition channel and game-changing consumer brand for your institution.
- Differentiated member demographic
- Access to diversified marketing channels with a fixed acquisition cost
- Partnership with a fun & fresh consumer lifestyle brand
Optimize your balance sheet
Happy Money brings you portfolio diversification, increased profitability, and opportunities to grow and build positive futures.
- Partners have seen up to a 15% increase in profitability through a 5% balance sheet allocation
- High yield, short duration loans with an emphasis on resiliency
- Nationwide originations
What our partners are saying
Key Lending Partners