A personal loan to pay off credit cards
Increase FICO® score by up to 40+ points††
Personal loans between $5,000 - $40,000‡
Pay off your credit cards faster
Checking your rate is free and won’t impact your credit score*
Simple
Enjoy a single, fixed payment with a set paid-off date
Save
Save up to thousands of dollars thanks to low interest rates.
Boost
Potentially boost your FICO® score by up to 40+ points.††
Checking your rate is free and won’t impact your credit score*
How the Payoff Loan works
We don't like jumping through hoops anymore than you do. So we made it easy, straightforward and quick to apply.‡‡
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Check your rate
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Choose your terms
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Verify your info
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Receive your funds
Checking your rate is free and won’t impact your credit score*
Personal loans made personal
See what our members have to say about their Payoff Loan experience.