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Q&A with Dorothy

January 25, 2023


Welcome to Member Money Moments – a Q&A series sharing the wisdom, struggles, success, and goals of our Happy Money Members as they navigate their journey to financial freedom.

Financial Wellness

How does money and or debt affect your mental health?

😟 Negatively

What do you find is the most difficult challenge you face when it comes to money?

🤓 General financial knowledge

FinEd 101

What do you wish you knew about money growing up?

That money is valuable and how to spend it wisely. Most importantly, always save for emergency situations.

What topics would you most like to learn about when it comes to money?

💰 How to save + achieve financial freedom
😊 Healthy budgeting techniques
🧘 Tools to assist with financial wellness & money

What is one piece of advice you would give to others on their personal finance journey?

Always pay creditors on time. Even if it's a struggle and inconvenience for you. You never know when you'll need a personal loan and credit history is so very important.

What’s your first financial goal when you become debt free?

😎 Saving for retirement.

In what way did Happy Money assist you in your personal finance journey?

The Payoff Loan paid off my credit card debt. I then used some of the loan proceeds to payoff some other debt and put the rest in savings. I now have one loan payment and a peace of mind.