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HM Logo Mark

Q&A with Pierre

February 1, 2023


Welcome to Member Money Moments – a Q&A series sharing the wisdom, struggles, success, and goals of our Happy Money Members as they navigate their journey to financial freedom.

Financial Wellness

How does money and or debt affect your mental health?

😊 Positively

What do you find is the most difficult challenge you face when it comes to money?

✍️ Creating A Budget
🤓 General financial knowledge

FinEd 101

What do you wish you knew about money growing up?

How complicated it would be to balance credit and income-producing work. Both have meaning and value that unlocks many possibilities.

What topics would you most like to learn about when it comes to money?

💸 Learning good spending habits
💰 How to save + achieve financial freedom
🧘 Tools to assist with financial wellness & money

What is one piece of advice you would give to others on their personal finance journey?

To take a deep breath and look at the easiest pieces of the puzzle first. Learn it and work around it, once you have mastered it and met your goals, you continue to move on to the biggest pieces on the board without the thought that you will fail again. Mission is to protect yourself and you must create that balance and barriers in order to succeed.

What’s your first financial goal when you become debt free?

Continue to manage my money by saving more and spending less.

In what way did Happy Money assist you in your personal finance journey?

It help me see a more brighter picture towards my goal. The Payoff Loan helped me believe that I can achieve my goal and that I was capable of being patient with the process in order to remain structured with each payment.