Financial Partners
Join the movement.
We provide financial tools & services for human happiness in partnership with
Mission—Aligned
Financial Partners
Our Financial Partners
We're on a campaign
™
Happy Money™ is on a mission to help borrowers become savers and leave the world of Sad Money™ behind.
By partnering with Happy Money you will get access to our advanced digital marketing technology, behavioral science teams, and proprietary products that can help your company find and retain customers and reach your own goals. Let's work together.
Why HappyMoney?
➀
Sustainable Partnership
We equip our partners with the Happy Payoff loan: a high yield installment loan designed with proprietary financial and psychometric data to help members say goodbye to their credit card debt and start to save. This asset’s unique focus on members who want to eliminate debt and seamless user experience dramatically reduces risk profiles & delivers significant outperformance on charge off rates vs. competitors.
➁
High quality asset performance
We believe in long-term relationships with strategic partners. Through like-minded partners such as Alliant and First Technology, we can offer installment loans designed to help members say goodbye to their credit card debt and start saving.
➂
World class scoring & risk
Our Happy Score product, a reinvention of current scoring models, uses proprietary data and machine learning to provide a complete financial picture of a person. The resulting Happy Score helps to better predict an individual’s given risk, ability, and willingness to pay.
➀
Sustainable Partnership
We equip our partners with the Happy Payoff loan: a high yield installment loan designed with proprietary financial and psychometric data to help members say goodbye to their credit card debt and start to save. This asset’s unique focus on members who want to eliminate debt and seamless user experience dramatically reduces risk profiles & delivers significant outperformance on charge off rates vs. competitors.
➁
High quality asset performance
We believe in long-term relationships with strategic partners. Through like-minded partners such as Alliant and First Technology, we can offer installment loans designed to help members say goodbye to their credit card debt and start saving.
➂
World class scoring & risk
Our Happy Score product, a reinvention of current scoring models, uses proprietary data and machine learning to provide a complete financial picture of a person. The resulting Happy Score helps to better predict an individual’s given risk, ability, and willingness to pay.
The facts
60%higherreturns*
Through our proprietary financial and psychometrics data, we combine behavioral science with a seamless digital experience to transform how people interact with money, helping borrowers become savers™ and beyond.
*Based on industry benchmarks
*
Our track record
$1 billion+
In credit cards paid off with financial partners capital.
$140M+
In growth capital raised, to develop new products alongside our strategic partners.
Ready to get started?
Let's TalkHow we work
Direct Integration
New Member Growth
Member Focused Content
Insights & Utilities
Turn-key Originations
Let's talk
GoTo learn more about partnering with Happy Money, please contact us at partners@happymoney.com.
Happy Money.
A Happier Future.