Financial Partners

Join the movement.

We provide financial tools & services for human happiness in partnership with

Mission—Aligned

Financial Partners

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Our Financial Partners

We're on a campaign

against Sad Money.
™

Happy Money™ is on a mission to help borrowers become savers and leave the world of Sad Money™ behind.

By partnering with Happy Money you will get access to our advanced digital marketing technology, behavioral science teams, and proprietary products that can help your company find and retain customers and reach your own goals. Let's work together.

Why HappyMoney?

➀

Sustainable Partnership

We equip our partners with the Happy Payoff loan: a high yield installment loan designed with proprietary financial and psychometric data to help members say goodbye to their credit card debt and start to save. This asset’s unique focus on members who want to eliminate debt and seamless user experience dramatically reduces risk profiles & delivers significant outperformance on charge off rates vs. competitors.

➁

High quality asset performance

We believe in long-term relationships with strategic partners. Through like-minded partners such as Alliant and First Technology, we can offer installment loans designed to help members say goodbye to their credit card debt and start saving.

➂

World class scoring & risk

Our Happy Score product, a reinvention of current scoring models, uses proprietary data and machine learning to provide a complete financial picture of a person. The resulting Happy Score helps to better predict an individual’s given risk, ability, and willingness to pay.

➀

Sustainable Partnership

We equip our partners with the Happy Payoff loan: a high yield installment loan designed with proprietary financial and psychometric data to help members say goodbye to their credit card debt and start to save. This asset’s unique focus on members who want to eliminate debt and seamless user experience dramatically reduces risk profiles & delivers significant outperformance on charge off rates vs. competitors.

➁

High quality asset performance

We believe in long-term relationships with strategic partners. Through like-minded partners such as Alliant and First Technology, we can offer installment loans designed to help members say goodbye to their credit card debt and start saving.

➂

World class scoring & risk

Our Happy Score product, a reinvention of current scoring models, uses proprietary data and machine learning to provide a complete financial picture of a person. The resulting Happy Score helps to better predict an individual’s given risk, ability, and willingness to pay.

The facts

60%higherreturns
*

Through our proprietary financial and psychometrics data, we combine behavioral science with a seamless digital experience to transform how people interact with money, helping borrowers become savers™ and beyond.

*
Based on industry benchmarks
30%lowerrisk
*

Our track record

$1 billion+

In credit cards paid off with financial partners capital.

$140M+

In growth capital raised, to develop new products alongside our strategic partners.

Ready to get started?

Let's Talk

How we work

Direct Integration

New Member Growth

Member Focused Content

Insights & Utilities

Turn-key Originations

Let's talk

Go

To learn more about partnering with Happy Money, please contact us at partners@happymoney.com.

Happy Money.
A Happier Future.

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