Can I have more than one Payoff Loan™?

No. You can have one Happy Money loan at a time. If you'd like a different rate, monthly payment, term, or loan amount, you may be able to refinance your current loan. When you refinance, we pay off your current loan and replace it with the new one. If you're having trouble making payments on your current loan, we can help. Call us at 1-800-878-0901, Monday to Friday, 9:00 am to 5:30 pm ET (6:00 am to 2:30 pm PT).