Can I refinance my current Happy Money personal loan?

Yes. Refinancing is currently available to select existing Happy Money customers. Eligibility depends on several factors, including:

• Payment history: Consistent, on-time payments improve your chances of qualifying.
• Credit profile: Your current credit score and overall creditworthiness are evaluated.
• Loan balance and performance: How long you've had your current loan and your remaining balance factor into eligibility.
• Income and debt-to-income ratio: Lenders assess your ability to manage the new loan terms.

Not all customers will qualify, and new terms may differ from your original loan. Checking your rate is the best way to see if refinancing is available and can be financially beneficial.