Skip to content
Contact Us
  • There are no suggestions because the search field is empty.

How can I make an extra payment on my Payoff Loan™?

In general, that depends on how you are making your monthly payments.

 

  • Please Note: If the additional payment is received before your monthly payment has been paid, then the funds will be applied towards the monthly payment first.

AutoPay

If you are currently making your monthly payments through Autopay, then you can log in to your Happy Money account and select the tab at the top that says "Make A Payment." From there you can enter the extra amount that you want to pay and the date that you want to make that payment.

 

  • Please Note: This will not replace your regular monthly payment. The amount you enter will be in addition to your regularly scheduled Autopay, so please take that into consideration when you determine the amount.

Manual Pay

If you currently manually make your monthly payments online in your Happy Money account, you can contact us to schedule an additional payment to be subtracted from your principal or you can send a check. Don’t forget to add "extra payment" and your Loan ID to the memo line.  

By Check

If you currently make your monthly payments by check, you can send your extra payments this way as well! Just add "extra payment" in the memo with your Loan ID.

 

No matter how you make your monthly payments you can reach out to us to schedule an additional payment over the phone or by email at support@happymoney.com.

 

  • Please Note: If you are interested in paying the remaining loan balance, please email us directly at support@happymoney.com so we can get you all the most up-to-date information specific to your loan.