Why should I take out a Payoff Loan™ versus just paying more than the minimum payment on my credit cards?

7 Reasons Why a Payoff Loan is better:

• Consolidate your credit card bills into one monthly payment
• Pay off your balances faster
• Lower your overall interest rates
• Improve your credit score†
• Eliminate fees (no prepayment fees, no hidden fine print)
• Experience our outstanding Customer Experience Team
• Security and privacy

Learn more about The Payoff Loan at happymoney.com/payoff-loan.

†Obtaining a Payoff Loan™ does not guarantee your credit score will improve. Always check your credit report regularly to understand what factors affect your credit.