Q&A with Andrew

Welcome to Member Money Moments – a Q&A series sharing the wisdom, struggles, success, and goals of our Happy Money Members as they navigate their journey to financial freedom.

How does money and or debt affect your mental health?

😟 Negatively

What do you find is the most difficult challenge you face when it comes to money?

✍️ Creating A Budget
💳 Managing my debt
🤑 Impulse Spending

What do you wish you knew about money growing up?

I wish I knew how to better manage and plan! I left grad school with a lot of credit card debt and the haunting realization that I needed to pay it all back!

What topics would you most like to learn about when it comes to money?

🧘 Tools to assist with financial wellness & money
😊 Healthy budgeting techniques

What is one piece of advice you would give to others on their personal finance journey?

Don't be afraid to get help and explore your options! I waited way too long to consolidate my debt, but hey, better late than never!

What’s your first financial goal when you become debt free?

🏡 I recently just accomplished a milestone financial goal that I never thought I would achieve - I just bought my first home!

In what way did Happy Money assist you in your personal finance journey?

The Payoff Loan allowed me to consolidate my debt from high-interest credit cards that I used during grad school into one affordable payment. I was able to save thousands on the credit card interest and just paid off my full loan in about a year!