Goodbye Credit Card
Debt

Pay off your credit card balances today

Rates as low as 5.99% APR

Loans up to $40,000

Checking your rate won't hurt your credit score.*

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Your Best Interest at Heart

FICO® Score Boost

You don’t have to cut up your cards or close accounts, and after you pay off your balances with the Payoff Loan™, your credit score can increase by up to 40+ points!*

A Decision That Pays Off

Paying off your credit cards is one of the best investments you can make. With the Payoff Loan™, you may pay less interest, get out of debt sooner and build your savings faster.

Personal Support Along the Way

No matter what part of the process you're in, our Member Experience Team is here, ready to help you along your journey of paying off your credit cards.

We Made the Process Simple

We don't like jumping through hoops anymore than you do. So we made it easy, straightforward and quick to apply.

CHECK YOUR RATE

There are no application fees or commitments, and it does not impact your credit score.

Check Your Rate

CHOOSE YOUR TERMS

Select the offer that works best for you and finish your application.

View Rates and Terms

VERIFY YOUR INFO

Review your terms, verify your information and eSign your loan documents.

Learn How to Get Approved

RECEIVE YOUR FUNDS

Your funds to pay off your credit card balances will be electronically deposited into your account.

See the Benefits
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Checking your rate won't hurt your credit score. *

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5 / 5 STARS ON Lending Tree

Credit Karma

4.7 / 5 STARS ON Credit Karma

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What Our Members Say

Easy online application. Wonderful, personal service from start to finish. Real people who care about making you comfortable along the way. I cannot say enough about how great this experience and the people at this company were.

WHAT WE'RE ABOUT

Real People. Real Heart.


We're here to help with whatever you need along the way. From calls (or email or chat if you prefer) to personal notes, we’re committed to your success and creating a personal experience.

Have questions? We're here to help.
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Checking your rate won't hurt your credit score. *